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By accessing and using sipswpcalculator.com ("the Website"), you accept and agree to be bound by the terms and provision of this agreement.
2. Educational Purposes Only (Disclaimer)
The calculators and content provided on this Website are for educational and illustrative purposes only. The estimates and projections do not account for hidden fees, sudden tax rule changes, or extreme market volatility.
We are not registered financial advisors, and the information presented does not constitute professional financial, tax, or investment advice. Always consult a certified financial planner before making investment decisions.
3. Accuracy of Information
While we strive to keep our formulas and tax rate information up to date (including 2026 adjustments), we make no warranties regarding the absolute accuracy, completeness, or reliability of the results generated by the tools.
4. Intellectual Property
The design, code, and original content of this Website are protected by copyright. You may use the generated PDF reports and CSV exports for personal use, but you may not scrape, clone, or redistribute the underlying calculator logic without permission.
5. Limitation of Liability
In no event shall sipswpcalculator.com or its creators be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the Website and its calculators.